Our Story

Optima Capital was founded with a clear idea.
Finance should move at the speed of opportunity.

Traditional lenders often slow things down. We saw the need for a more responsive approach. One built on experience, but designed for speed. With deep expertise across structured finance, real estate and private credit, Optima supports business owners and developers across Australia and New Zealand.

Today, we are known for acting quickly, thinking clearly and structuring deals that work in the real world.

We work with ambitious business owners and entrepreneurs, putting them in the optimal position. No overcomplication, just simple, clear solutions focused on what matters most. Above all, Optima is your partner and platform for growth.

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Raise.

Lend.

Grow.

our mission
Capital raised at the speed of opportunity.
We help business owners, developers and investors access funding when it matters most. By bridging ambition and execution, we deliver private debt solutions that are responsive, bespoke and grounded in contemporary, real-world experience.
Our Purpose
Capital deployed with focus and precision.
We remove the friction of traditional finance through clear thinking, fast decisions and structured lending. By working closely with our clients, we provide the certainty to act, move forward and deliver.
Our Vision
Every client moving forward with clarity and momentum.
We build long-term partnerships where capital supports progress, strengthens outcomes and unlocks opportunity. Success is measured by the momentum our clients create and the value they realise.
$2B
+
Transactions advised & funded
Across lending, development and private credit.
85%
Maximum LVR
Across structured lending facilities.
10yrs
+
Combined experience
In private credit and structured finance.
$2B
+
Transactions advised & funded
Across lending, development and private credit.
85%
Maximum LVR
Across structured lending facilities.
10yrs
+
Combined experience
In private credit and structured finance.
100
+
Developments supported
Across residential, commercial and mixed-use projects.
Numbers that move with you
Real transactions, real timelines, real outcomes. Built on speed, clarity and structured thinking.
48hrs
optimal speed to market
Average time to initial credit decision.
100
+
Developments supported
Across residential, commercial and mixed-use projects.
Numbers that move with you
Real transactions, real timelines, real outcomes. Built on speed, clarity and structured thinking.
48hrs
optimal speed to market
Average time to initial credit decision.
optimal service

See how we deliver

Our Services

Who we work with

We partner with ambitious clients who need capital to move quickly and act on opportunity. From business owners to developers and investors, each relationship is built on clarity, speed and structured thinking.
01.
Business Owners
Flexible capital for business owners across acquisition, working capital, recapitalisation and expansion. Whether navigating transition or pursuing growth, funding is structured to respond quickly and support real business demands.
02.
Property Developers

Developers work with Optima for our ability to move quickly and structure funding around the realities of each project. From bridging finance to project-based lending, we support residential, commercial and mixed-use developments across key markets.

We specialise in situations where traditional lenders fall short, structuring deals that respond to complexity, timing and opportunity, helping developers unlock value and keep projects moving.

03.
Investors

We partner with wholesale and sophisticated investors seeking access to secured private debt opportunities, underpinned by disciplined credit assessment and conservative structuring.

Our focus is on preserving capital and delivering consistent, risk-adjusted returns. Through active management, transparent reporting and aligned interests, investors gain clarity, confidence and control in a dynamic lending environment.

Positioned for what comes next

Opportunity doesn’t wait. Access the capital and clarity needed to move forward with confidence.
Business owners moving on opportunity
Developers building what’s next
Investors putting capital to work
Business owners moving on opportunity
Developers building what’s next
Investors putting capital to work