Welcome to Optima Capital (“Optima”, “we”, “our”, or “us”). We are committed to protecting your privacy and handling your personal information in a transparent, secure, and responsible manner.
This Privacy Policy explains how we collect, use, disclose, store, and protect your information when you:
By using our website or services, you acknowledge and agree to the practices described in this Privacy Policy.
Optima Capital is a non-bank finance and advisory company providing:
Our services are designed for property developers, investors, brokers, business owners, and entrepreneurs seeking fast, flexible, and strategic capital solutions.
We may collect personal information directly from you, automatically through your use of our website, or from third parties where permitted by law.
Depending on your interaction with us, we may collect:
When you use our website, we may automatically collect technical and usage information including:
This information helps us improve website functionality, performance, security, and user experience.
We may receive information from:
We only collect third-party information where lawful and reasonably necessary for our business operations.
We use personal information for legitimate business and legal purposes, including to:
You may opt out of marketing communications at any time.
Our website may use cookies and similar technologies to improve functionality and user experience.
Cookies help us:
Types of cookies we may use include:
You can control or disable cookies through your browser settings. However, some parts of the website may not function correctly if cookies are disabled.
We may use third-party services including analytics, CRM, hosting, marketing automation, communication, and advertising platforms.
These providers may collect information about your interaction with our website and services.
Third-party providers may include:
These third parties operate under their own privacy policies.
We may disclose your personal information to:
We only disclose information where reasonably necessary, legally required, or authorised by you.
We do not sell your personal information.
As a finance and lending business, we may collect and use credit-related information to assess applications and manage financial risk.
This may include:
We may exchange credit information with:
By applying for finance or related services, you consent to the collection and use of credit information as permitted by law.
We take reasonable steps to protect personal information from misuse, interference, loss, unauthorised access, modification, or disclosure.
Security measures may include:
While we strive to protect your information, no method of electronic transmission or storage is completely secure. We cannot guarantee absolute security.
We retain personal information only for as long as necessary to:
When information is no longer required, we take reasonable steps to securely destroy or de-identify it.
Some of our technology providers, cloud infrastructure providers, or business partners may store or process information outside Australia.
Where overseas disclosure occurs, we take reasonable steps to ensure appropriate safeguards are in place and that information is handled in accordance with applicable privacy laws.
Depending on applicable laws, you may have the right to:
To exercise your rights, please contact us using the details below.
We may require identity verification before processing requests.
If you believe information we hold about you is inaccurate, incomplete, or outdated, you may request correction.
We will respond within a reasonable timeframe and may refuse requests where permitted by law.
Where access is denied, we will provide reasons where legally required.
We may send promotional communications regarding:
You may unsubscribe at any time by:
We will process opt-out requests promptly.
Our website may contain links to third-party websites, platforms, or services.
We are not responsible for the privacy practices, security, or content of external websites. We encourage users to review the privacy policies of third parties before providing personal information.
Our services are intended for adults and business users.
We do not knowingly collect personal information from children under the age of 18.
If we become aware that personal information has been collected from a child without appropriate consent, we will take reasonable steps to delete it.
Given the nature of our services, we understand the importance of protecting commercially sensitive and financial information.
All financial and transaction-related information is handled with strict confidentiality and only disclosed where necessary for:
Optima Capital Partners Pty Ltd (ABN 92 683 518 701) may be subject to obligations under:
We take compliance seriously and maintain procedures designed to support lawful and responsible handling of information.
We may update this Privacy Policy from time to time to reflect:
Any updated version will be published on this page with a revised effective date.
Your continued use of our website or services after updates are published constitutes acceptance of the revised Privacy Policy.
If you have questions, concerns, or requests relating to this Privacy Policy or the handling of your personal information, please contact us.
Optima Capital Partners Pty Ltd
ABN 92 683 518 701
18/1 Castlereagh Street
Sydney NSW 2000
Australia
Phone: 1800 027 200
Email: info@optimacapital.com.au
You may also contact us to:
We will respond within a reasonable timeframe.
By accessing our website, submitting information, applying for services, or otherwise interacting with Optima Capital, you consent to the collection, use, disclosure, and handling of your information as described in this Privacy Policy.
If you do not agree with this Privacy Policy, please discontinue use of our website and services.
